Boating Insurance Request a Quote What floats your boat? Getting out on the water in your boat, jet ski, or other watercraft is likely one of your favorite places to be. But owning a boat can increase liability risks (even when you’re not even around it).Let’s make sure that you don't have any problems with “financial rough waters" should something happen and cause unforeseen crosswinds. Does homeowner's insurance cover your boat? If you're just going to leave your boat parked in the driveway, homeowner's policies will cover the risk. The truth is, though, there are a lot of conditions depending on size and horsepower that may appear quite restrictive for homeowners who own boats. In other words if you don't carry a specific policy for your boat - which includes damage coverage as well as liability issues- then it would be best not to take any risks because someone could easily get hurt or end up paying for damages they didn't cause (if their negligence caused an accident). Now, imagine someone driving their boat right into that shield. Our main job is to make sure your shield can withstand as much damage as possible for the most reasonable cost.That means, we’ll show you all of your protection options, recommend the right limits and make sure you receive every discount you’re entitled to.And that’s just one reason you should consider talking to a real person at our local office, instead of a telephone salesperson working for a cartoon reptile. What boat insurance covers—and what’s optional... The most important thing we cover are the things that are important to you. Typical coverages should include:Personal liabilityBoatMotorTrailerMedical and physical damage perilsAnd we provide insurance for the following types of boats and personal watercraft:RunaboutMini Jet BoatSailboatPontoonHouse BoatCabin CruiserOther Fishing BoatBass BoatMany others, let’s talk Boat Insurance Discounts! We also work with carriers who provide multiple boat insurance discounts, which reduces the cost but gives you the exact same high-quality coverage. Here are just a few ways you may be able to save, including if you ...Own your homeHave idle assisted steering installedInsure multiple vesselsBundle other kinds of insuranceAre the original ownerPaid your policy in full each yearHave a clean automobile driving recordHave a safety course certificationThere are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require. Why We're Different You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build. Request a Quote Name Email Address Phone Question Thank you! Oops!