Errors and Omission Insurance Request a Quote It’s not about your professionalism, training, or years of experience. It’s about human nature. Mistakes happen to the best of us, no matter how experienced. Yes, you can be sued even if you didn’t do anything wrong. Your company's reputation is important to your business, and a clerical error or proofreading mistake can cost you. That’s why understanding the extent of your liability insurance is so crucial - it only protects you against damages that result in bodily injury, property damage or advertising injury.But what if our employee fails to catch something when an average customer wouldn't? They might refuse paying for any service rendered and they could also sue us for the financial loss incurred as a result of their own negligence in not catching an issue we missed! Nevertheless, with errors and omissions (E&O) insurance policy protection-specialized liability protection against losses not covered by traditional business coverage-you'll be able to avert such risk altogether. Who needs E&O insurance? Businesses in the service industry like Doctors, Lawyers, Accountants and Architects need to invest in E&O for their business. This is because when they provide services that could be done improperly or late which costs clients money or harms their reputation. What does E&O cover? Errors and omissions protects you from claims in the event a customer or client sues your service business for negligent acts, errors or omissions occurring during business activities, and which potentially result in a financial loss for the client.Errors and omissions insurance policies usually cover the business owner, both salaried and hourly employees, and subcontractors working on behalf of the business.Errors and omissions insurance can be customized to meet your specific needs, no matter what your business or industry. Real estate agents face different risks than printing companies, but both have potential to impact their customers lives and livelihoods if a mistake occurs.Benefits of a specialized E&O policy may also include:Monthly payment options to help spread out your payments so you can better manage your cash flowCoverage of temporary staff, full-time employees, and independent contractorsPast work covering unforeseen claims arising from work completed before you were even insured, to a pre-agreed dateWorldwide coverage as long as the claim is filed in the U.S., one of its territories or CanadaClaims responsiveness when time is of the essence, especially in the event of an insurance claimTailored coverage for the specific risks of your field and industryKnowledgeable agents who provide exceptional, passionate serviceCoverage for contracts satisfying most standard contract insurance requirementsFast and simple online quotes, or helpful agents, immediate coverage Why We're Different You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build. Request a Quote Name Email Address Phone Question Thank you! Oops!